Why AFLAC?

 

AFLAC insurance policies are designed to provide funds to help cover the

 unexpected and extra expenses associated with major health events……

bAFLAC cash benefits are PAID DIRECTLY to the policyholder, TAX FREE!!!

bGuaranteed-renewable with premium stability…the rates will not go up!

bPortable, able to take policies with you at the same payroll rates.

bNo Collaboration of any benefits already in place

 

Personal Accident Indemnity Plan

Ø       24-hours accident expense protection for you and your family

Ø       $120 accident emergency treatment benefit

Ø       Initial accident hospitalization benefit of $1000

Ø      Accident hospital confinement benefit of $250 per day for 365 days

Ø      $600 per day for intensive care confinement

Ø       Accident specific-sum injuries benefit

        ($35 - $12,500)

Ø       Accident-death benefit

        $40,000 On & Off duty

Ø       Wellness benefit $60 per year per policy

 

Off Job Accident & Sickness Disability:

Ø       Pays up to $2000 month up to 2 years

 

Personal Recovery Plus

Specified Health Events covered are:

 Heart attack, stroke, coma, end-stage renal failure, paralysis, major human organ transplant, coronary artery bypass surgery, major third-degree burns

Ø       First Occurrence Benefit $5000

Ø       Reoccurrence Benefit $2500

Ø       Hospital confinement $300 per day

Ø       Continuing care benefit $100 per day

Ø       Transportation Benefit $1500 round trip

Ø       Lodging benefit $60 per day

Ø       Ambulance benefit $100

Ø       Life Flight benefit $1000

 

 

Personal Sickness Indemnity Plan

Ø       Physician Visits $20 (8 visits per year per family)

Ø       Initial hospitalization Benefit $250

Ø       Hospital confinement benefit of $75 per day

       (days 1-15); $150 per day (days 16-180)

Ø       Surgical benefit of $100 - $2000

Ø      Major Diagnostic Exams $150

Ø      Ambulance benefit $100 Life Flight $1000

 

Personal Hospital Intensive Care

Ø       Intensive care confinement $600 per day (days 1-7) $1000 per day (days 8-15)

Ø       Sub-acute stay $250 per day

Ø       Human organ transplant benefit

        $25,000 per occurrence

Ø      Ambulance benefit up to $250

Ø      Life Flight up to $2000

 

Personal Cancer Indemnity Plan

Ø       First Occurrence Benefit $5000

        (building benefit $500 per year)

Ø       Hospital confinement $300 per day

Ø       Radiation & chemotherapy $300 per day

Ø       Experimental treatment $300 per day

Ø       Skin cancer surgery $100 - $600

Ø       Surgical/Anesthesia $100-$5000

Ø       Reconstructive surgery $350-$3000

Ø       Second surgical opinion $300

Ø      Wellness benefit $75 per year per person